Ok so you may not be broke but you may be struggling with your finances. Below we have listed some organisations that may be able to help you with financial advice and support.
This has been written with people who need help in Cardiff in mind but may apply to those who live in other areas of the UK.
Those with after their title have extra info on this site and those with after their name are connected in some way with us at The Net Cardiff.
Debt and Financial Advice
Speakeasy Advice Centre Tel: 029 2045 3111
Speakeasy gives debt and benefit advice and arrange appointments at the St Mellons Hub on Wednesdays (2pm to 4pm) via appointment. They are available at their main offices for appointments at other times.
Christians Against Poverty now has two centres in Cardiff South and Cardiff East who can offer support from those who need debt advice
Cardiff Credit Union Tel: 029 2087 2373
At Cardiff Credit Union we specialise in small loans; from as little as £100 - and unsecured loans of up to £15,000 for regular savers.
Citizens Advice Bureau Tel: 029 2034 6490
1-7 Castle Street
Cardiff, South Glamorgan CF10 1BS
Advice on a whole range of issues from debt to health.
Job Centre Plus Tel: 0845 606 0234
Looking for a job? Job Centre Plus (Cardiff) give advice on some of the jobs available in the Cardiff area.
HM Revenue & Customs 0845 300 3949
Food Crisis Support
It is a project to help and support those suffering financial hardship and who are facing the reality of being unable to feed themselves or their families. In 2011-2012 3,792 people were fed in Cardiff.
Two really helpful websites
CAP - Christians Against Poverty - check out a CAP Money Course near you.
Money Saving Expert - a website with loads of money saving ideas.